I need a loan?

Recently I have been trying to figure out a way to get all my debt squared away. I'm $1,000 in debt and my husband owes the IRS $2,700 for a mistake that h&r block made on his taxes in 2006. We are trying to get h&r block to pay for the mistake. We want to pay that off then try to settle it after that cuz if we end up having to pay for it, we don't want our interest to be high. I want to take a loan out for $5,000 to get caught up on all bills and get other things paid that aren't due right now. But it will take care of all our bills for a while. We are vary financially stable right now. I am planning paying $500/month towards these bills and I just want one payment instead of paying all different places. My credit is pretty bad and his isn't bad but he is away and cant get a approved loan right now (he is in the military) so I have to do it myself. Is there any place that would allow me to get a loan of $5,000 with bad credit? And I don't think I can get a co-signer.